Comparison

Fisqal® vs Oracle NetSuite

Up to 55% lower 5-year TCO. Built-in Luxembourg compliance versus custom development. Weeks to go live versus 6–12 months.

~55%
Indicative 5-year TCO savings
€400k+
Typical saving on 50 users / 5 years
Weeks
vs 6–12 months to go live

Cost

FeatureFisqal®NetSuite
Per-user PriceFrom €100/user/month€90–180/user/month (full user)
Base Platform FeeNone€900–4,500/month
Implementation Cost~€20,000–60,000€50,000–300,000+ (mid-market)
LU ComplianceIncluded€10,000–30,000 custom development
SupportIncludedBasic included; Premium adds ~€10k–30k/year
Year 1 (50 users)~€100,000~€250,000–350,000
5-Year TCO (50 users, indicative)~€320,000~€700,000–900,000

Implementation

FeatureFisqal®NetSuite
Implementation Time4–8 weeks6–12 months

Technology

FeatureFisqal®NetSuite
Cloud PlatformMicrosoft AzureOracle Cloud Infrastructure
MobileWeb + native iOS / AndroidNative iOS / Android
AI / CopilotMicrosoft 365 Copilot nativeOracle AI (add-on)
APIREST / OData (open)REST / SOAP / SuiteTalk
Update Frequency2×/year (April & October)2×/year (February & August)

Luxembourg

FeatureFisqal®NetSuite
eCDF FilingBuilt-inCustom development
LU Report LayoutseCDF-style, annual accounts with notes, or standard BCCustom development
FAIA AuditBuilt-inCustom development
PCN Chart of AccountsPre-configuredCustom configuration
Local SupportLuxembourg team, 4h SLAPartner-dependent
Microsoft 365 IntegrationNative (Outlook, Teams, Excel)Via connectors

Transparency

FeatureFisqal®NetSuite
Pricing TransparencyPublic pricing, per userSales-driven quotes, negotiable
Target MarketSMB to mid-market (1–500 users)Mid-market to enterprise (50+)
Contract FlexibilityMonthly or annualTypically 3-year commit for best pricing

Frequently Asked Questions

Common Questions

When should I choose NetSuite over Fisqal®?

NetSuite is a strong fit for mid-market to enterprise organizations with 100+ users, global multi-subsidiary consolidation at scale, deep e-commerce (SuiteCommerce), or existing Oracle investments. Fisqal® is the better choice for Luxembourg SMBs and mid-market companies (1–500 users) that value Microsoft 365 integration, built-in Luxembourg compliance, and transparent per-user pricing.

How much can I save with Fisqal® vs NetSuite?

For a typical 50-user Luxembourg business over 5 years, indicative savings are around €380,000–600,000 (roughly 50–60%). The exact figure depends on the NetSuite quote (per-user price, base fee, modules) and your implementation scope. We are happy to run a side-by-side TCO comparison using your actual NetSuite quote.

Does NetSuite support Luxembourg compliance natively?

No. NetSuite does not include Luxembourg PCN, eCDF, or FAIA out of the box. These require custom development, typically costing €10,000–30,000 up-front plus ongoing maintenance whenever AED or the Luxembourg tax administration update their specifications. Fisqal® includes all three as standard features, maintained by SK Consulting.

Where do your NetSuite price ranges come from?

The ranges reflect independent 2026 NetSuite pricing research (ERP Research, Protelo, top10erp, Softype): full users €90–180/month, base platform fees €900–4,500/month, implementation €50k–300k+ depending on complexity, and premium support tiers €10k–30k/year. Your actual quote will vary and is typically negotiable.

Sources & references

Figures in this comparison are sourced from public vendor documentation and independent ERP pricing research. Competitor prices and timelines are indicative and vary by partner, region, and project scope — always confirm against your own quote. Last verified: May 2026.

  1. ERP Research — Oracle NetSuite Pricing 2026 (full user €90–180, base €900–4,500, implementation ranges)
  2. Protelo — Oracle NetSuite Pricing 2026 — licensing, implementation, budgeting guide
  3. top10erp.org — NetSuite ERP Pricing Guide 2026 — TCO and implementation costs
  4. Softype — NetSuite Pricing 2026 — complete breakdown of costs, licenses, hidden fees
  5. Emergetech — NetSuite Implementation Costs 2026 — services and hidden fees
  6. Microsoft — Business Central release plans (April & October waves)
  7. Administration de l'Enregistrement (Luxembourg) — eCDF electronic filing portal — Luxembourg tax compliance platform
  8. Microsoft — EU Data Boundary for the Microsoft Cloud

See the real numbers

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